Available in most U.S. states | Checking your offer won't affect your credit score
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Need a Loan — But Your Credit Score Keeps Getting in the Way?

If you own a car, you may qualify for up to $10,000 in credit.

Orange Yendo Mastercard next to a phone showing a pre-approval screen

Do you own a car?

See if you may qualify in 2 quick taps. No personal info needed.

Which state is your car registered in?

The card isn't offered in every state yet.

Good news

Drivers in your state can check their offer

Pre-approval takes about a minute and won't affect your credit score. You'll see your exact limit before you commit.

Check My Offer

Not available in your state yet

This card currently isn't offered in your state. Check back later, as availability may expand.

This card is built for car owners

Your credit limit is based on your car's value, so a vehicle in your name is required to apply.

A credit card powered by your car, not just your score

Up to $10,000 credit limitLimits range from $450 to $10,000 based on your car's value, income and credit.
Keep driving your carYour car stays with you as long as you make at least your minimum payments.
Virtual card right after approvalUse it with Apple Pay, Google Pay or Samsung Pay while your physical card ships.
Helps you build creditAccount activity is reported to all three credit bureaus. On-time payments can help over time.

How it works

  1. Check your offerAbout a minute. No impact on your credit score.
  2. Verify your detailsYendo reviews your car, income and credit to set your limit.
  3. Start spendingGet your virtual card once approved. Physical card arrives by mail.

Quick answers

Is this a loan?

It's a Mastercard credit card with a revolving credit limit, secured by your car's value. You borrow only what you spend and can reuse your limit as you pay it down.

Will checking my offer hurt my credit?

No. Pre-approval doesn't affect your credit score. If you accept your offer, a full credit check is run, which can impact your score.

What if I still owe money on my car?

You may still be eligible. Your auto loan would be refinanced with Yendo as part of the same application.

Is this a title loan?

No. It's a revolving credit card, not a short-term title loan, and you keep your car the whole time.

Orange Yendo credit card

See how much your car could unlock

Check your offer in about a minute. You'll see your exact limit before you commit.

Check My Offer

Won't affect your credit score

Check My Offer